LIC ADO Syllabus 2023 : Exam Pattern and Salary

LIC ADO Syllabus 2023, LIC ADO Exam Pattern: Every year Life Insurance Corporation of India (LIC) releases LIC ADO Notification 2023 for the LIC ADO 2023 Exam. The selection and the joining of the candidates will only be done in three steps. First is the Prelims exams, Second is the Mains exam and the third step is the Interview.

To easily qualify for the LIC ADO exam, it is compulsory for all the candidates to know the Exam Pattern and the syllabus by heart. In this article, we are telling you the LIC ADO Syllabus for Apprentice Development Officers (ADO) [Employee Category, Agents Category, and Open Market Category]. This will help you in your preparation for the LIC ADO Exam. Let’s have a look at the detailed Syllabus for LIC ADO 2023 Preliminary & Mains Exam.

LIC ADO Syllabus 2023 for Prelims Exam

The LIC ADO 2023 Exam will be held to shortlist candidates for Apprentice Development Officer Post, with the three stages of the selection process.

LIC ADO Preliminary Exam Syllabus for each post is the same, and it is provided here. Start preparing your LIC ADO Recruitment 2023 Exam with the most recent LIC ADO Prelims Syllabus 2023. The LIC ADO Prelims Exam Syllabus is the same for all posts, while the LIC ADO Mains Exam Syllabus is different for other posts.

LIC ADO Syllabus: Reasoning

  1. Puzzles
  2. Seating Arrangements
  3. Direction Sense
  4. Blood Relation
  5. Syllogism
  6. Order and Ranking
  7. Coding-Decoding
  8. Machine Input-Output
  9. Inequalities
  10. Alpha-Numeric-Symbol Series
  11. Data Sufficiency
  12. Logical Reasoning

LIC ADO Syllabus: Numerical Ability

  1. Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart)
  2. Inequalities (Quadratic Equations)
  3. Number Series
  4. Approximation and Simplification
  5. Data Sufficiency
  6. Probability
  7. HCF and LCM
  8. Profit and Loss, SI & CI, Problem on Ages
  9. Work and Time, Speed, Distance and Time
  10. Mensuration, Permutation and Combination
  11. Average, Ratio and Proportion, Partnership
  12. Problems on Boats and Stream, Problems on Trains
  13. Mixture and Allegation, Pipes and Cisterns

LIC ADO Syllabus: English Language

  1. Reading Comprehension
  2. Fillers
  3. Cloze Test
  4. Sentence Errors
  5. Sentence Improvement
  6. Vocabulary based questions
  7. Jumbled Paragraph
  8. Word Usage
  9. Phrase/Connectors
  10. Paragraph-related questions like Para connectors, para completion, para restatement, paragraph inference, para fillers, etc.

LIC ADO Syllabus 2023 for Mains Exam

Numerical Ability

  1. Simplification & Approximation
  2. Number Series
  3. Inequality (Quadratic & Quantity based)
  4. Partnership
  5. Ratio & Proportion
  6. Percentage
  7. Mixtures & Allegations
  8. Average & ages
  9. Time and Work
  10. Pipe and Cistern
  11. Simple Interest & Compound Interest
  12. Time & Distance
  13. Boat & stream
  14. Permutation, Combination & Probability
  15. Mensuration (2D&3D)
  16. Data Interpretation ( Bar, line, pie, mixed, missing, arithmetic)
  17. Data Sufficiency

Reasoning Ability

  1. Puzzle
  2. Direction sense
  3. Syllogism
  4. Seating Arrangement
  5. Input-Output
  6. Blood Relation
  7. Data Sufficiency
  8. Coding-Decoding
  9. Inequalities
  10. Logical Reasoning((Passage Inference, Statement and Assumption, Statement & Conclusion, Argument, and Cause & Effect)

Financial Awareness

  1. Indian Financial Market
  2. Capital markets and the government
  3. Money Market
  4. stock markets and bond markets
  5. The role of money markets in the financial system
  6. Derivatives markets and private investing
  7. Primary markets and secondary markets
  8. The study of the foreign exchange interbank market
  9. Mutual Funds
  10. Insurance Industry
  11. Regulatory Agencies
  12. Insurance Industry
  13. Special Statutes for Certain Financial Intermediaries
  14. Establishment of FSDC
  15. Financial Stability and Development Council
  16. International Financial Organization

Insurance Market Awareness

  1. Introduction of Insurance
  2. History of Life Insurance
  3. History of General Insurance
  4. Know About IRDAI
  5. Types of Insurance
  6. Indian Insurance Market
  7. ULIP (Unit Linked Insurance Plan
  8. Public Sector Insurance Companies
  9. Glossary of Insurance Terms
  10. Private Sector Insurance Companies
  11. Employment State Insurance Scheme (ESIS)
  12. Abbreviations related to Insurance Industry
  13. Other Important Topics Related to Insurance Awareness
  14. Schemes Related to Insurance (PMFBY, PMJJBY, PMSBY etc.)
  15. Insurance Current Affairs
  16. Insurance Ombudsman, Bancassurance
  17. Current insurance schemes

LIC ADO: Interview

Only the results of the Main Examination will be taken into account for selecting applicants for interviews, and the combined results of the Main Examination and the Interview will be taken into account when determining the candidates’ final merit listing. The maximum interview score is 37.

LIC ADO Exam Pattern 2023

LIC ADO Syllabus : LIC ADO 2023 will be conducted in three phases:

  1. Prelims Exam
  2. Mains Exam
  3. Interview Process

Online Prelims Exam

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning353520 minutes
2.Numerical Ability353520 minutes
3.English Language3030**20 minutes
Total1007060 minutes

** – English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking.

Online Mains Exam

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability5050120 minutes
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary5050
3.Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and the Financial Sector5050

For Employee Category

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability2510120 minutes
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary2515
3.Elements of Insurance and Marketing of Insurance.50125

For Agents Category

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability2525120 minutes
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary2525
3.Practice and Principles of Insurance Marketing50100

LIC ADO Salary 2023

LIC ADO Syllabus: Below is the LIC ADO in-hand salary with allowances.

PostYearPay ScaleSalary (In-hand)
Apprentice Development OfficerOn appointmentRs. 21,865
After 2 years1340*2Rs. 24,545
Next 2 years1580*2Rs. 27,705
For the next 17 years1610*17Rs. 55,075
Dearness Allowance (DA)40% of the basic pay(based on the Inflation rate)
House Rent Allowance (HRA)7%-9% of the basic pay(Location dependent)
City Compensatory Allowance0% – 4% of the basic pay (Location dependent)
In-hand SalaryRs. 34,503/- to Rs. 37,000/-